Are you looking for health insurance? Make sure that’s exactly what you’re getting. Some dishonest marketers may make it seem like they’re selling health insurance when, in reality, you’re only getting a discount plan. Here’s what you need to know.
Scammers might lie to you, making you think you’re getting health insurance or convince you that a medical discount program offers the same coverage as health insurance, but at a much lower cost. They might also make you believe that the discount program they’re selling is widely accepted by medical providers, when that may not be the case at all.
If you’re looking for health insurance, make sure you’re buying:
- Don’t make a decision on the spot. Take the time to review the details in writing before signing up. Scammers often try to pressure you into signing up quickly for a special deal. This rush to act is a red flag for a scam.
- Verify the details of the plan. Is it health insurance or a medical discount program? Call your healthcare provider — and others on the plan’s list — to confirm. But make sure to do this before you sign up or pay any fees.
